Financing Solutions Tailored to You
Discover flexible, affordable, and community-first loan packages designed to empower your business, family, and personal endeavors.
Maximum Financing
Up to ₱100,000 (subject to approval)
PROVIDENTIAL LOAN
Financial Assistance for Essential Member Needs
Flexible personal financial support designed to help SJMPC members cover providential expenses, family emergencies, or unexpected obligations.
Loan Amount Limit
Up to ₱100,000 (subject to approval)
Repayment Term & Interest
6 to 24 months term • Competitive interest based on cooperative policies
Key Advantages & Highlights
- Flexible repayment terms from 6 to 24 months
- Fast application review & friendly member service
- No hidden fees or unexpected penalty charges
- Available for all active cooperative members
Maximum Financing
Up to ₱120,000 (subject to approval)
EDUCATIONAL LOAN
Accessible Financing for Tuition & Schooling Goals
Invest in your family's future with low-interest educational financing designed to cover school tuition fees, books, laptops, and academic expenses.
Loan Amount Limit
Up to ₱120,000 (subject to approval)
Repayment Term & Interest
12 to 48 months term • Affordable interest rates tailored for student & parent members
Key Advantages & Highlights
- Structured terms up to 48 months for comfortable payments
- Covers tuition fees, books, and educational devices
- Fast turnaround time before enrollment deadlines
- Helps parents secure quality education for children
Maximum Financing
Up to ₱500,000 (subject to approval)
REAL ESTATE LOAN
Support for Real Estate Purchase & Home Improvement
Turn your property dreams into reality. Get substantial loan funding for lot acquisition, home construction, renovation, or real estate investment.
Loan Amount Limit
Up to ₱500,000 (subject to approval)
Repayment Term & Interest
24 to 60 months term • Affordable rates tailored for long-term property investments
Key Advantages & Highlights
- Substantial capital up to ₱500,000 for property projects
- Long-term repayment window up to 5 years (60 months)
- Low interest rates backed by cooperative security
- Ideal for land purchase, building, or major renovation
Maximum Financing
Up to ₱150,000 (subject to approval)
PENSION LOAN
Financial Flexibility Aligned with Pension Income
Tailored for retired members receiving regular pension benefits (SSS, GSIS, etc.). Get instant funds with hassle-free repayment schedules matched to your pension dates.
Loan Amount Limit
Up to ₱150,000 (subject to approval)
Repayment Term & Interest
6 to 30 months term • Competitive interest specialized for senior & pensioner members
Key Advantages & Highlights
- Easy approval process aligned with monthly pension deposits
- Flexible terms from 6 up to 30 months
- Provides extra financial safety for medical or family needs
- Honors senior members with dedicated service
Maximum Financing
Up to ₱150,000 (subject to approval)
SALARY LOAN
Quick Financial Boost Based on Regular Salary
Designed for employed members needing quick liquidity for personal projects, bill consolidation, or family occasions, backed by regular employment income.
Loan Amount Limit
Up to ₱150,000 (subject to approval)
Repayment Term & Interest
6 to 30 months term • Competitive interest with fast payroll-aligned terms
Key Advantages & Highlights
- Streamlined application & fast approval for employed members
- Manageable monthly installments deducted seamlessly
- Flexible loan amounts up to ₱150,000
- Transparent cooperative terms without hidden charges
Maximum Financing
Up to ₱200,000 (subject to approval)
OFW LOAN
Dedicated Financing for Overseas Filipino Workers
Empower your family back home while working abroad. Specially designed financing for OFWs to fund business projects, family emergencies, or travel preparations.
Loan Amount Limit
Up to ₱200,000 (subject to approval)
Repayment Term & Interest
12 to 48 months term • Flexible payment schedules tailored for overseas remittances
Key Advantages & Highlights
- Customized terms accommodating overseas remittance cycles
- Higher loan ceiling up to ₱200,000
- Accessible through representative or family co-maker
- Supports household stability & long-term family investments
Maximum Financing
Up to ₱250,000 (subject to approval)
MICRO-ENTERPRISE LOAN
Capital Support to Grow Micro & Small Businesses
Fuel your business growth! Obtain working capital for inventory restocking, equipment acquisition, store expansion, or enterprise operational needs.
Loan Amount Limit
Up to ₱250,000 (subject to approval)
Repayment Term & Interest
12 to 36 months term • Business-friendly rates designed to foster entrepreneur success
Key Advantages & Highlights
- Substantial enterprise capital up to ₱250,000
- Flexible 1 to 3 year repayment horizons
- Promotes local Antique business growth & livelihoods
- Guidance & support from cooperative financial advisors
Maximum Financing
Up to ₱200,000 (subject to approval)
AGRICULTURAL LOAN
Funding for Crops, Livestock & Farm Equipment
Empowering local farmers and agricultural producers. Access seasonal financing for seeds, fertilizers, livestock feeds, machinery, and farm improvements.
Loan Amount Limit
Up to ₱200,000 (subject to approval)
Repayment Term & Interest
12 to 48 months term • Aligned with seasonal harvest cycles & agricultural cash flows
Key Advantages & Highlights
- Harvest-aligned payment structures matching farming cycles
- Covers seeds, fertilizers, machinery, and livestock
- Low interest supporting Antique agricultural communities
- Reliable financial partner for local farmers
Maximum Financing
Up to ₱100,000 (subject to approval)
PETTY CASH LOAN
Quick Small-Scale Cash for Immediate Day-to-Day Needs
A fast, hassle-free small loan designed to resolve urgent cash crunches, minor household repairs, or immediate utility bills with minimal paperwork.
Loan Amount Limit
Up to ₱100,000 (subject to approval)
Repayment Term & Interest
3 to 12 months term • Fast-track approval with clear short-term repayment
Key Advantages & Highlights
- Express processing & rapid disbursement
- Short 3 to 12 month repayment options
- Minimal documentary requirements
- Perfect safety net for sudden cash requirements
Maximum Financing
Up to ₱200,000 (subject to approval)
RICE LOAN
Specialized Financing for Rice Farmers & Supplies
Targeted agricultural funding specifically tailored for rice farmers in Antique to cover planting season inputs, irrigation, and harvesting labor.
Loan Amount Limit
Up to ₱200,000 (subject to approval)
Repayment Term & Interest
12 to 48 months term • Specialized interest designed for rice cropping seasons
Key Advantages & Highlights
- Cropping cycle repayment schedule tailored for rice farmers
- Covers land preparation, seeds, fertilizers, and harvesting
- Cooperative commitment to rural agricultural prosperity
- Flexible terms supporting sustainable farming
Maximum Financing
Up to ₱120,000 (subject to approval)
MEDICAL LABORATORY LOAN
Financial Assistance for Medical & Laboratory Needs
Ensure health issues are addressed promptly. Get compassionate financing for medical laboratory tests, hospital bills, treatments, and health procedures.
Loan Amount Limit
Up to ₱120,000 (subject to approval)
Repayment Term & Interest
12 to 48 months term • Compassionate interest terms for healthcare needs
Key Advantages & Highlights
- Priority processing for urgent medical situations
- Covers laboratory tests, procedures, and medical expenses
- Flexible payment terms up to 48 months
- Protects family health without financial distress
Maximum Financing
Up to ₱100,000 (subject to approval)
CALAMITY LOAN
Emergency Relief Financing for Typhoon & Calamity Recovery
Quick financial relief for members affected by natural disasters, typhoons, or floods to rebuild damaged homes, restore livelihoods, and recover smoothly.
Loan Amount Limit
Up to ₱100,000 (subject to approval)
Repayment Term & Interest
3 to 12 months term • Low-interest emergency relief rate for affected members
Key Advantages & Highlights
- Express approval during declared disaster situations
- Low interest rate designed for disaster assistance
- Funds home repair, property restoration, and family needs
- Backed by SJMPC community solidarity & support
Why choose SJMPC loans
Fast approvals, affordable interest, and service you can trust.
Fast & Easy Application
Submit requirements efficiently and get guided steps from our staff.
Affordable Interest Rates
Transparent loan terms designed to remain manageable.
Flexible Repayment Terms
Choose terms that match your repayment capability.
Trusted & Reliable Service
Member-first support with cooperative accountability.
Need Financing?
We are here to help you every step of the way.